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OECU Rates

Savings Accounts Minimum Balance Range Annual Percentage Yield Compounded/
Credited
Minimum Opening Deposit
Regular Share $5 1.00% Quarterly/ Quarterly $5
Money Market Savings $2000 1.75% Monthly/ Monthly $2000

 

Certificate Accounts Annual Percentage Yield Compounded/ Credited Minimum Balance and Minimum Opening Deposit
6 Month 2.60% APY Monthly/ Monthly $1000
12 Month 2.70% APY $1000
24 Month 2.80% APY $1000
12 Month EZ Start 2.60% APY $100

 

Monthly/ Monthly
IRA Certificate Accounts* Annual Percentage Yield Compounded/ Credited Minimum Balance and Minimum Opening Deposit
6 Month 2.80% APY Monthly/ Monthly $500
12 Month 2.80% APY $500
18 Month 2.80% APY $100
24 Month 2.90% APY $500

*Penalty may apply for early withdrawal.

Call for rates on amounts over $50,000.00.

Loan Type Repayment Terms APR* as low as
New Vehicles Up to 72 months 4.99% APR
Used Vehicles Up to 72 months 4.99% APR
New Boats, Motorcycles, Motor Homes, Campers Up to 120 months 4.99% APR
Used Boats, Motorcycles, Motor Homes, Campers Up to 120 months 4.99% APR
Unsecured Loans Up to 36 months 8.49% APR
Visa & Mastercard Open 9.99% APR
OEA Visa Open 9.49% APR
Home Equity Lines of Credit Up to 15 years 6.49% APR

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