








|
OECU Rates
|
Savings Accounts |
Minimum Balance Range |
Annual Percentage Yield |
Compounded/
Credited |
Minimum Opening Deposit |
|
Regular Share |
$5 |
1.00% |
Quarterly/ Quarterly |
$5 |
|
Money Market Savings |
$2000 |
1.75% |
Monthly/ Monthly |
$2000 |
|
Certificate Accounts |
Annual Percentage Yield |
Compounded/ Credited |
Minimum Balance and
Minimum Opening Deposit |
| 6 Month |
2.60% APY |
Monthly/ Monthly |
$1000 |
| 12 Month |
2.70% APY |
$1000 |
| 24 Month |
2.80% APY |
$1000 |
| 12 Month
EZ Start |
2.60% APY |
$100 |
|
IRA Certificate
Accounts* |
Annual Percentage Yield |
Compounded/ Credited |
Minimum Balance and
Minimum Opening Deposit |
| 6 Month |
2.80% APY |
Monthly/ Monthly |
$500 |
| 12 Month |
2.80% APY |
Monthly/ Monthly
$500 |
| 18 Month |
2.80% APY |
$100 |
| 24 Month |
2.90% APY |
$500 |
*Penalty may apply for early withdrawal.
Call for rates on amounts over $50,000.00.
|
Loan Type |
Repayment Terms |
APR* as low as |
| New
Vehicles |
Up to 72
months |
4.99% APR |
| Used
Vehicles |
Up to 72
months |
4.99% APR |
| New
Boats, Motorcycles, Motor Homes, Campers |
Up to 120
months |
4.99% APR |
| Used
Boats, Motorcycles, Motor Homes, Campers |
Up to 120
months |
4.99% APR |
| Unsecured
Loans |
Up to 36
months |
8.49% APR |
| Visa &
Mastercard |
Open |
9.99% APR |
| OEA Visa |
Open |
9.49% APR |
| Home
Equity Lines of Credit |
Up to 15
years |
6.49% APR |
:: Apply for a Loan ::
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