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OECU Loans & Credit Cards
Low Rates
If
you're looking for a loan with flexible payment options, low rates and
fast approval, you've just found it! By offering a broad selection of
loans to meet virtually everyone's needs, we're making dreams come true
every day.
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Apply Online ::
If
you'd like to apply right away, simply click here to go to our quick
online application. If after receiving your application, we need more information,
one of our Loan Officers will give you a call.
Apply By Phone
If
you would prefer to apply with a live person, you can meet with a Loan
Officer; or apply over the telephone at (405) 722-2234,
or toll-free (800) 324-8259.
Great Features at No Extra Cost
All
of our consumer loans come with many extra features that save you time
and money, as well as making your life easier, too!
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Simple interest so if you pay ahead or pay the loan off early, you'll
save money
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No pre-payment penalties so you can pay the loan off anytime you want
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Skip a month's worth of payments annually for a small fee.
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Low-rate, monthly Payment Credit Life and Disability Insurance can be
included in your monthly payment to cover the balance of the loan to
protect you and your family for typically only a few dollars a month
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Easy automatic payments using the method you prefer the most whether
its Direct Deposit, Payroll Deduction, Automatic Payment Transfer or
using our Online Home Banking.
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Easy online advances (line of credit) using Online Home Banking to
transfer funds to your savings or checking accounts
HELOCs (Home Equity Line of Credit)...
Borrowing against the equity in your home offers a low, adjustable rate
of interest Best of all, the interest paid could be tax
deductible. With loans up to $100,000 and terms up to 15 years, you can
find the money you need for home renovations, education, vacation and
more. (Consult your tax advisor for tax deduction details).
Click here to apply now.
Auto Loans...
Offer some of our lowest rates; and with terms up to 72
months, no payments for the first two months, and the same low rates on
all model years 2001 and newer, it's hard to find a better deal. And, if
you've already financed your auto loan somewhere else, check with us
anyway. We might be able to refinance and save you money!
Click here to apply now.
Recreational Vehicle Loans...
Allow you to buy that current or previous year model RV, boat, jet ski
or motorcycle you've always wanted. And with great low rates and
flexible terms, you don't have to wait any longer.
Click here to apply now.
Credit Card Loans...
There's no better way to shop for what you need
than with our convenient Visa Classic, OEA Visa Gold or MasterCard
credit card. Click Here to
check your balance or make a payment.
Click here to apply now.
Unsecured
Loans...
Solves the problem of having no collateral. Signature loans
have great rates, flexible terms and all it takes is your signature.
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