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V. PRIVACY NOTICE DISCLOSURE

Oklahoma Educators Credit Union recognizes our obligation to keep information about you secure and confidential. Protecting member’s personal information and using it in a manner consistent with out members’ expectation is a high priority for everyone associated with our credit union. We do not sell our member information to anyone else – never have – never will.

We are committed to you privacy rights. Here then is our Privacy notice, as required by law. Oklahoma Educators Credit Union collects nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;

• Information about your transactions with us or others; and

• Information we receive from a consumer reporting agency.

We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law. If you decide to terminate your membership or become an inactive member we will adhere to the privacy policies and practices as described in this notice. Oklahoma Educators Credit union restricts access to your personal account information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.