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OECU Loan Application
READ BEFORE SUBMITTING APPLICATION
If you are a member of this credit
union, complete the loan application online and submit.
If you are NOT a member, please complete the
Membership Application prior to completing this loan application.
Please complete to indicate the type of credit for which you are
applying. Married applicants may apply for a separate account. If you
are applying for individual credit, you must complete the Applicant
section about yourself and the Co-Applicant section about your spouse if
(1) you live in a community property state (AZ, CA, ID, LA, NM, NV, TX,
WA, WI) or, (2) your spouse will use the account. If you are applying
for joint credit with another person, complete the Applicant and
Co-Applicant sections.
Notice to Married Applicants in
Wisconsin: If you are applying for joint credit with someone other
than your spouse, each of you must complete the Applicant section of
separate applications. If either or both of you are married, you must
provide information about your spouse.
Notice to Ohio Residents: The Ohio laws against discrimination
require that all creditors make credit equally available to all
creditworthy customers, and that credit reporting agencies maintain
separate credit histories on each individual upon request. The Ohio
Civil Rights Commission administers compliance with this law.
Notice to Wisconsin Residents: No
provision of any marital property agreement, unilateral statement under
S.766.59, or court decree under S.766.70 will adversely affect the
rights of the credit union unless the credit union is furnished a copy
of the agreement, statement or decree, or has actual knowledge of its
terms, before the credit is granted or the account is opened.
Authorization Notice: By returning
this application to the credit union, you promise that everything you
have stated in this application is correct to the best of your knowledge
and that the above information is a complete listing of your debts and
obligations. You authorize the credit union to obtain credit reports in
connection with this application for credit and for any update, renewal
or extension of the credit received. If you request, the credit union
will tell you the name and address of any credit bureau from which it
received a credit report on you. You understand that the credit union
will rely on both the representations you make in this application and
the contents of any credit report it obtains when deciding whether to
grant the credit requested. You agree to immediately notify us of
changes to any of the information you have provided in this application.
You understand that it is a Federal crime to willfully and deliberately
provide incomplete or incorrect information on loan applications made to
Federal Credit Unions or State Chartered Credit Unions insured by NCUA.
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